Keep the Change

My husband and I have little change containers on our nightstands. Each day we dump our loose change we gathered during the day (we always pay with bills and never spend the change). The change collects until we have a trip planned. We use the money we saved to board our pet at the kennel. This way we don’t feel the extra financial blow. It’s a fun way to save.
You can try it by:
1. Use cash instead of your ATM card for every purchase.
2. Use only bills to pay for your purchases and keep your change (avoid vending machines at work!).
3. Designate a convenient location or two to store the change as it piles up.
4. Purpose the money toward a goal (a night on the town, new clothes, traveling, gifts, home improvement) and assign it a timeline (three months, your next trip, friends’ birthdays, etc.)
5. Take your change to a coin-counting machine at a local grocery store (We use Coinstar, www.coinstar.com, which charges 8.9 cents per dollar counted unless you opt for a gift card) or roll the coins and take it to the bank if you have the time—we sure don’t.
6. Enjoy the fruits of your labor! (We’ll always shocked by how much money we’ve saved.)