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Practices of a Smart Consumer

I have a friend named Kyle who is often an inspiration for this blog. He has made it a practice to buy expensive things from Costco ... mainly electronics. If they break or develop a problem, Costco is great about allowing you to return the item or exchange it.

Kyle bought a Lexmark laser printer last year and got an error this week that would cost $500 to fix. He only paid $400 to begin with, so off it's going back to Costco. If he bought it at another retailer, he might not have that option.

He also regularly watches Craigslist on items he's thinking about purchasing, like tires and rims. He watched a set go from $700 to $500 — which would be the cost of new tires alone. So essentially he will be getting the chrome rims for free.

What "practices" do you follow to regularly save money — on big or small items? Post your answers in comments.

I like to "barter" services for other services. For instance, right now I'm building a website for a friend who has a small business making accessories for babies. She pays me in product. With me having a nearly 3-month-old, this is worth more than cash!

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